Well, here is the truth of it. Very seldom are couples “better-off” financially following a divorce or legal separation. Common sense applies here. In most all cases, instead of one residence which was the case prior to a divorce or legal separation, there are two residences following the divorce or legal separation. Accordingly there are two utility bills, two water bills, two cable bills, two grocery bills, and on and on. In addition, having two residences usually requires the purchase of a second set of household furniture and appliances and window coverings. All this costs money. If there are children involved, it is most common for each parent to having clothing for the children at both residences not to mention toys and supplies and computers and on and on. Although there are ways to minimize the legal expenses associated with a divorce or legal separation the only way to minimize the above increased expenses is by one spouse or partner moving-in with a parent or family member or close friend and significantly compromising his or her life style. Some couples attempt “Nesting”. This word is used to describe a living situation in which the children do not move from one parent’s residence to another parent’s residence. Instead the marital residence the children are familiar with is maintained by the parents and the parents rotate in and out of this residence to exercise the respective parenting time with their children. Although in concept this approach sounds excellent, in reality the two parents cannot keep “it” going long. The moving back-and-forth becomes stressful. Sharing the living quarters and sometimes the sleeping quarters of the other parent becomes problematic. And when one parent enters into a relationship with a third party, the Nesting plan usually comes quickly to an end. Quite frankly, with few exceptions, neither party is better off financially following a divorce or legal separation. The exceptions to this reality relate to a spouse or partner who has a gambling addiction or some other type of spending money problem. In fact, we have worked with many couples over the years who are very much in love but one spouse has significant issues with the other spouse related to gambling or spending money and putting the joint marital assets at risk. These couples have elected to jointly protect their assets by getting a legal separation. Most of these couples continue to live together and carry-on their lives as they have done in the past, prior to the legal separation. These individuals are almost always better-off financially following their legal separation. This, is however, the exception not the rule. Getting divorced or legally separated usually has significant, negative financial consequences, especially if there are children.